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Higginbotham Joins Forces with Alabama's WRM Group, LLC
Commitment to clients, relationships forges bond between Texas firm and Alabama agency group. FORT WORTH, Texas, Nov. 14, 2023 -- Higginbotham, Texas's largest independent insurance, financial and HR services...
Read MoreWhat is an Experience Modification Factor (EMF)?
The experience modification factor (EMF) plays a significant role in the cost of workers’ compensation insurance premiums. Also known as the e-mod, this figure represents an employer’s workers’ compensation claims...
Read MoreTrends Impacting Commercial Insurance Costs
Industry experts assert that ongoing headwinds facing certain lines of coverage will continue to generate hardened conditions, therefore driving up premiums. As such, it’s essential for businesses to be aware of the following market trends.
Read MoreSix Trends Affecting Workers' Compensation Insurance
Workers’ compensation coverage plays a major role in connecting injured employees to the care they need to return to work as quickly and safely as possible. Read on to learn more about the trends impacting workers' compensation insurance.
Read MorePreparing for Severe Weather
Every thunderstorm produces lightning, which is extremely dangerous. Though lightning fatalities have decreased over the past 30 years, lightning continues to be one of the top three storm-related killers in the United States. Although...
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Keep Your Pipes From Freezing
Generally, pipes that are exposed to frigid outdoor temperatures freeze more readily—such as hose bibs, swimming pool lines and water sprinkler lines. Pipes that run along exterior walls in your home with minimal insulation also...
Read MoreEmployee Benefits That Can Help Attract and Retain Employees
Over 75% of employers consider attraction and retention to be among the top-five challenges. This blog outlines benefits that may be advantageous to attraction and retention efforts!
Read MorePritchett-Moore Insurance Announces Merger and Establishes the new Where Relationships Matter Group
Tuscaloosa-based Pritchett-Moore Insurance and Birmingham-based Byars|Wright, Inc. and announce mergerPritchett-Moore Insurance announced in July 2022 they entered into a merger agreement with Byars|Wright Insurance. As a result of the...
Read MoreStay Safe in the Sun
Though basking in the sun is relaxing and fun, it’s also dangerous for your health. Skin cancer is both dangerous and common—it’s the most common form of cancer in the United States and over 2 million people are...
Read MoreJuly is Vehicle Theft Prevention Month
To help drivers keep their vehicles safe, the U.S. Department of Transportation’s National Highway Traffic Safety Administration (NHTSA) has marked July as National Vehicle Theft Prevention Month. Specifically, the NHTSA hopes to...
Read MoreAvoiding Animal-Vehicle Collisions
More than 260,000 collisions between drivers and animals occur on the road each year. Don’t become another statistic behind the wheel. Use these tips to help you stay safe on the road and prevent such collisions: Be an attentive...
Read MoreThe Dangers of Falling and Flying Objects
Falling and flying objects can create serious hazards within the workplace, and may lead to severe accidents and injuries. Many of these accidents occur when employees are haphazardly performing routine maintenance or not wearing...
Read MoreSafely Enjoy Summer Picnics
Summer is the time to get outside and enjoy the warm weather. For many people, this season is also an opportunity to have an outdoor picnic or barbecue. However, eating outside in warm weather also brings the risk of foodborne illness....
Read MoreSelecting Safe Sunglasses
It is important to protect your eyes from sun damage when working outdoors in the hot summer sun. After all, any amount of time in the sun can expose you to a variety of eye complications, such as cataracts and cancer. What’s...
Read MoreNational Boating Safety Week 2021
National Safe Boating Week—which is scheduled for May 22-28 this year—encourages boaters to maintain reliable vessels and follow responsible boating practices. After all, lacking proper boating precautions can increase the...
Read MoreMotorcycle Safety Awareness Month
The U.S. Department of Transportation recognizes May as Motorcycle Safety Awareness Month. The goal of this campaign is to boost motorists’ awareness of motorcyclists on the road and promote motorcycle rider safety. This month...
Read MoreCommercial Building Spring Maintenance
Now that warmer weather is finally here, it’s time to inspect your buildings and do the needed maintenance you may have put off during the winter. The following advice can help reinvigorate your property, preparing it for the...
Read MoreDwelling Coverage Explained
Whether it’s a fire or strong winds, you never know when an unexpected disaster might wreak havoc on your home. That’s why it’s crucial to protect your home with dwelling coverage. This video summarizes the main...
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